This guide covers each TripleTen payment option with its numbers, who it fits, and how to apply, plus employer-paid tuition, refunds, and switching plans.
TripleTen programs fall into three tiers:
- Advanced programs for tech professionals: AI Systems Engineering, AI & Machine Learning
- Career growth programs for business professionals: AI Transformation Management, AI Business Analytics, AI Agents & Automation
- Tech programs for complete beginners: AI Software Engineering, Cybersecurity, Quality Assurance (QA)
How much does TripleTen cost?
TripleTen tuition ranges from $4,935 to $12,600 when you pay upfront, depending on the program. Loans and monthly plans raise the total. The table below shows the price of each program, and the full price list is on the TripleTen payment options page.
Why does financing cost more? When you pay upfront, TripleTen gets the full tuition on day one. With a loan, a lender pays TripleTen and then waits years for you to repay it. With a monthly plan, TripleTen carries your payments for 6–24 months without checking your credit. The higher total covers that wait and that risk.
The prices above are list prices. TripleTen runs time-limited promotions tied to cohort start dates and seasonal sales, and the biggest discounts go to students who pay in full before their cohort starts. Your admissions advisor will share the current offer on your call.
TripleTen payment options compared
You can pay for TripleTen in six ways. They differ in how much you pay today, the total you pay overall, and whether a credit check is involved.
Paying upfront
Paying upfront means one card payment for the full tuition listed in the table above. It’s the lowest total and the option where the biggest promotions apply.
The two-week refund window applies to upfront payments too.
Splitting tuition into 2 or 4 payments
If you’d rather not move the full amount out of savings at once, split tuition into two or four equal payments. The total matches the upfront price, and you won’t go through a credit check.
- Career growth programs: two payments of $4,950 (today and in 30 days), or four payments of $2,475 (today, then three monthly).
- Advanced programs: two payments of $6,300 (today and in 30 days), or four payments of $3,150 (today, then three monthly).
- Tech programs for beginners: two payments of $4,900 or four payments of $2,450 for AI Software Engineering and Cybersecurity, and two payments of $2,468 or four payments of $1,234 for QA.
You finish paying before the program ends. Promotions often apply, with smaller discounts than for paying in full.
Financing TripleTen with a student loan
TripleTen works with two private lenders, Climb Credit and Edly, and with Fortify for the career growth and beginner programs. The lender pays your tuition to TripleTen, and you repay the lender on their schedule. Financed tuition is $13,500 for a career growth program, $17,950 for an advanced program, $14,360 for AI Software Engineering or Cybersecurity, and $7,232 for QA.
On top of that, the lender charges interest and an origination fee. Both depend on your credit and the term you choose, and your loan offer shows the APR, monthly payment, and total cost before you sign anything. Repayment on some loans starts before you graduate, and you still owe the loan if you don’t finish the program.
Climb Credit: fixed payments or interest-only while you study
Climb Credit offers two repayment structures:
- Immediate repayment: a fixed monthly payment from the first month. Expect around $450 a month, depending on the loan terms, program cost, and your FICO (credit) score. It has the lowest total interest of any loan option and gets you debt-free sooner.
- Interest-only: smaller payments while you study (around $175 a month), then full payments once the program ends. Plan your budget for the jump in the monthly amount when the interest-only period ends.
Terms run from 12 to 42 months, and AI Systems Engineering students can choose longer terms of 60 or 72 months. Your first payment is due 30 days after the loan is issued. Immediate repayment fits students with a steady income who don’t have $10,000 in cash. Interest-only fits students whose budget is tight now but who expect it to loosen after the program.
Edly: payments that follow your income
Edly offers an income-based loan: a monthly payment of as little as $30 while you study, then payments set as a share of your income once you’re earning, with terms of up to 84 months. Because payments adjust to what you make, a longer job search is less likely to leave you with a payment you can’t cover.
This option fits students who are between jobs, recently laid off, or have thin or weak credit. It tends to cost the most overall of the loan options, so it’s worth comparing with Climb Credit first.
How to apply for a loan
- Apply during your call with an admissions advisor, so they can walk you through the offer.
- The application runs a soft credit check, which doesn’t affect your credit score.
- Review the offer: APR, monthly payment, term, and total cost.
- Sign with the lender, and they pay TripleTen directly.
Note: If your application is declined, reapply with a co-borrower, try the other lender, or move to the monthly plan, which has no credit check.
Monthly payment plan with no credit check
TripleTen’s monthly plan, run with payment partner Lumion, lets you pay a small deposit and spread the rest over 6–24 months. You won’t go through a credit check, and the plan total has 0% interest with nothing added on top.
- Career growth programs: $500 down and 12 payments of $1,208, or $750 down and 18 payments of $792. The total is $15,000.
- Advanced programs: $700 down and 16 monthly payments of $1,078–$1,206. The total is $17,950–$20,000, depending on the current offer.
- Tech programs for beginners: $700 down, then 6, 12, or 24 monthly payments. For AI Software Engineering and Cybersecurity, that’s $2,875, $1,438, or $719 a month ($17,950 total). For QA, it’s $1,390, $695, or $348 a month ($9,040 total).
It fits students who want a fixed monthly payment without a loan, were declined for a loan, or would rather not take on debt.
Getting your employer to pay for TripleTen
If your company has a learning and development (L&D) budget or a tuition reimbursement policy, it can cover part or all of your tuition. Under Section 127 of the tax code, US employers can pay up to $5,250 a year in education costs per employee tax-free, so caps of $5,000–$5,250 are common.
TripleTen supports three setups:
- Company pays directly: TripleTen invoices your company, and it pays by bank transfer or ACH. If the invoice is paid before your cohort starts, your company pays the upfront price.
- Company pays part: your company pays its share by invoice, and you pay the rest with any of the plans above. Your first payment holds your seat.
- Reimbursement: you pay with any plan, and your company reimburses you. TripleTen provides the paperwork your HR team needs.
To make the request easier, TripleTen can send you:
- A request template for your manager or HR
- The program description and syllabus
- An enrollment letter with your cohort dates
- An invoice in your name or your company’s
- A certificate and transcript once you finish the program
Approvals inside a company often take weeks, so start the conversation early. Ask whether the company pays directly or reimburses, find out the budget cap, and get the approval in writing. Once your company confirms, your seat is held while the invoice is processed.
Refunds and switching plans
Every plan has a two-week window after your cohort starts to get a refund or change how you pay.
- Refund window: if the program isn’t right for you, you get a full refund within 14 days of your cohort’s start date. The full conditions are in TripleTen’s refund policy and Terms of Use.
- Switching to a faster plan: in the same 14 days, you can cancel a loan or monthly plan and move to upfront, two, or four payments at the price quoted on your call. What you’ve already paid counts toward the new plan.
- Paying off the monthly plan early (advanced programs): on AI & Machine Learning and AI Systems Engineering, within the first six months you can pay the remaining balance in one payment, recalculated based on how far you are into the plan. The earlier you pay it off, the more you save, and TripleTen Support will give you the exact amount.
- Money-back guarantee (tech programs for beginners): AI Software Engineering, Cybersecurity, and QA come with this guarantee: get your tuition back if you’re not hired within 10 months. To qualify, complete the program, follow the job-search roadmap with your career coach, and meet the weekly application and networking minimums. Eligibility requirements, including US residency and work authorization, apply. The full conditions are in the Terms of Use.
How to choose the right payment option
The best option is the one that matches your cash flow over the next few months. Use your situation to narrow it down:
- Savings available: pay upfront for the lowest total and the biggest promotions.
- Steady salary: split into two or four payments and finish paying before the program ends.
- Tight budget now: take a Climb Credit interest-only loan and pay more once the program ends.
- Between jobs: look at an Edly income-based loan or the monthly plan.
- Weak credit: choose the monthly plan, or apply for a loan with a co-borrower.
- Company budget: ask your manager or HR about employer-paid tuition before you choose a plan.
If you’re not sure, bring your numbers to the admissions call. Your advisor will ask what you can put down today and what’s comfortable each month, then match you to the option that fits.
FAQ
Can I use FAFSA or federal student aid for TripleTen?
No. TripleTen programs aren’t eligible for federal student aid, so FAFSA grants and federal student loans don’t apply. Your options are private loans from Climb Credit or Edly, the monthly plan, split payments, and employer funding.
Does applying for a TripleTen loan hurt my credit score?
No. The loan application runs a soft credit check, which doesn’t affect your score.
Is there interest on the TripleTen monthly plan?
No. The monthly plan has 0% interest, and the plan total is everything you pay.
